Mortgage Second Opinion
Your bank said no. Find out why before giving up.
Different lenders assess income, credit, debt and property risk differently. The first step is understanding exactly what stopped the original application.
Find the real issueIncome, credit, debt or property
Review alternativesDifferent lender policies
Protect your timeKnow whether another attempt makes sense
Lovepreet GrewalMortgage Agent Level 2
DiagnoseWhy did it fail?
RebuildWhat can be improved?
Re-matchIs another lender appropriate?
A second opinion should not repeat the same application
1
Understand the decline
Identify the actual policy, qualification or property issue behind the decision.
2
Assess what can change
Sometimes structure, documentation or timing matters. Sometimes the limitation is fundamental.
3
Choose the next step
Proceed only if there is a realistic reason another approach may work.
Useful information for our call
- Who declined the application
- The reason you were given
- Your purchase/closing timeline if applicable
- Any changes since the original application
Closing date approaching?
If you already have an accepted offer or a time-sensitive closing, call rather than waiting for email.
Call 613-869-7193